Disclaimer

Salary Sorted — by Novli Last updated: 17 September 2026

Not financial advice

Salary Sorted is a set of spreadsheet templates: calculators and trackers. It is for education and personal organisation only. Nothing in the sheets, the guide, our page or our social media is financial, investment, tax, legal or accounting advice, and none of it is a recommendation to buy, sell or hold any investment.

We are not registered advisors

Sumit Kavale (trading as Novli) is not a SEBI-registered investment advisor, not a registered investment adviser or research analyst, and not a chartered accountant. We do not offer personalised advice, and we do not know your situation.

Your numbers are your own

Every output depends on what you type in. The sheets use standard arithmetic:

• the 50/30/20 split is a common rule of thumb, not a rule that fits everyone;
• "need per month" and "your pace" are simple divisions and averages;
• nothing accounts for inflation, returns, tax or fees unless you enter those yourself.

Check the numbers before you act on them.

No guarantees

We do not promise that using these sheets will increase your savings, reduce your spending or improve your finances. Results depend entirely on you.

Get proper advice

For decisions about investments, loans, insurance or tax, speak to a SEBI-registered investment advisor or a qualified chartered accountant.

Accuracy

We test these sheets heavily, but we cannot guarantee they are error-free. If you spot something wrong, email help.novli@gmail.com and we will fix it and tell buyers.

Your responsibility

You are responsible for your own money decisions. To the extent allowed by law, we accept no liability for any loss that follows from using these templates.